Does eliminating credit card debt by simply not paying it work? Mel Thompson, the author of the Credit Card Debt Survival Guide, found that with the right preparation and attitude it does work.

Credit card debt relief cons abound. In fact, they are covered in the Credit Card Debt Survival Guide. These techniques, however, do work.

This book starts with the conservative attempts of working with creditors and debt settlement. Then, it explains how credit card banks, collection agencies, collection attorneys, and junk debt buyers work. It exposes the illegal, yet commonplace, collection strategies and deceptions they make use of to intimidate people into paying. It shows the reader how to communicate with them in writing (included in the book are sample letters) in such a way that convinces them they should be expending their time collecting from the numerous, less well-educated debtors. There are chapters on finding help, debt relief services and scams, debt settlement that works, defeating debt collectors, beating court action and arbitration, and credit repair.

The author spent close to a year researching this book and finding related posts from other credit card debtors on Internet consumer forums. Many people have the experience of eliminating credit card debt when they could not afford to pay it. At 240 pages this e-book is thorough, but the 76-item table of contents makes the information you need convenient to find.

The biggest hurdle for consumers, according to the author, to eliminate credit card debt by not paying it is overcoming the defeatist attitudes arising out of bad information and an ignorance of what the possibilities for debt relief are.

The Credit Card Debt Survival Guide is at http://www.credit-card-debt-survival.com for $47.00. The author offers a no-questions-asked 90-day money-back guarantee. In addition new readers get the Credit Card Debt Survival Newsletter and free updates for six months.